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FWD Israel Guide To Keren Hishtalmut Savings Plan
A Keren Hishtalmut (קרן השתלמות) is a tax-advantaged long-term savings fund in Israel originally designed for professional development. Today, it is widely used as one of the most powerful savings and investment tools available.
After 6 years, funds can typically be withdrawn tax-free (subject to contribution limits and regulations).
For olim, this is one of the smartest financial tools to understand early.
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